Eversure Car Hire Excess Insurance
Please Note: You may make more than one claim under any section of this policy, but in total we will not pay more than the amounts shown under each section for any single claim, or in total for multiple separate claims during any one period of insurance.
| About Our Cover |
As Selected: UK, Europe and Worldwide |
| Sum Insured |
Notes |
| Section 1: Excess Reimbursement |
£7,000 |
Maximum limit includes towing costs and adminstration charges |
| Towing Costs |
£1,000 |
|
| Administration Charges |
£7,000 |
|
| Collision Damage Waiver Cover (USA & Canada only) |
US $50,000 |
Optional cover, must be selected |
| Section 2: Personal Possessions |
£300 |
Maximum £75 per item |
| Section 3: Lockout & Key Cover |
£500 |
Maximum £100 for Locksmith Charges |
| Section 4: Misfueling |
£500 |
|
| Section 5: Curtailment of Rental |
£300 |
Maximum £30 per day |
| Section 6: Drop Off Charges |
£300 |
|
| Section 7: Road Rage & Car Jacking |
£1,000 |
|
Please review the Policy Wording for important information about what is covered, including full details of conditions and exclusions that apply.
Cover Information
Under the Excess Reimbursement section, we will pay up to £7,000 for any physical loss or damage to the rental vehicle including windscreen, all auto glass, roof, tyres and underbody for which you are responsible for under the terms of your car rental agreement. This includes damage or loss caused by fire, theft or vandalism. If you have purchased worldwide cover with our Increased Excess Reimbursement Cover in USA and Canada, we will pay up to USD 50,000. In each case we will also reimburse towing costs of up to £1,000 following damage, breakdown or misfuelling.
Period of Insurance
Cover will take effect from the time you (the Insured Person) take legal control of the rental vehicle and will cease at the time the rental agency assumes control of the rental vehicle whether at its business location or elsewhere. A single trip policy has a maximum period of 180 days in respect of any single car rental agreement. An annual policy covers multiple car rental agreements but is limited to a maximum period of 31 or 62 days cover per car rental agreement.
Geographical Limits
United Kingdom
The United Kingdom (England, Scotland, Wales, Northern Ireland)
Europe
Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland and the United Kingdom. We also include the Azores, the Canary Islands, the Channel Islands and the Isle of Man, Islands in the Mediterranean and Madeira.
Worldwide
Any country not already included in the definition of the United Kingdom or Europe, but excluding Afghanistan, Belarus, Crimea/Ukraine, Cuba, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Republic and the Democratic Republic of Congo, Russia, Sudan, Syria, Venezuela and Zimbabwe.
USA and Canada
The continental United States, Alaska, Hawaii, Puerto Rico, Guam, the Virgin Islands of the United States, and Canada.
What is car hire excess insurance?
When hiring a car in Europe, the vehicle will usually be insured as standard. However, this typically won’t include the first part of any claim: the excess. In this type of arrangement, in the event of damage to your vehicle, you would be liable to pay the costs up to the excess limit, and the car hire company would likely cover the rest via its own insurance.
It is this excess that we cover you for. The excess could well cost you upwards of £1,000, so it certainly warrants some careful consideration. Our policy also covers you against damage to the windscreen, tyres and undercarriage, which may not be covered by the car hire company as standard.
Do I need it?
Whilst having car hire excess insurance isn’t a legal requirement, we do strongly recommend you consider it for when you next rent a car.
Having car hire excess insurance in place offers you an extra layer of protection again any accidental damage you cause the vehicle whilst it’s in your care; as well as providing further cover for thefts, misfuelling and other unfortunate scenarios that can crop up from time to time.
If your rental car is damaged, lost, or stolen during the rental period, Eversure Car Hire Excess Insurance will provide reimbursement up to £7,000 of any excess charge you are obliged to pay under the terms of your car rental agreement.
- Purchase online before collecting the rental car, we send documents by email
- Up to £7,000 Excess Reimbursement Cover
- Option to increase CDW cover for USA & Canada rentals to USD 50,000
- Daily single trip cover up to 180 days per individual rental agreement
- A choice of either 31 or 62 days cover per rental agreement for annual policies
- UK rentals included (No minimum distance)
- Eversure Car Hire Excess insurance is underwritten by American International Group UK Limited